If you need to borrow money, it can sometimes be difficult to do so because your credit history means you can only borrow from doorstep lenders or loan sharks. Borrowing even a small amount of money from doorstep lenders could mean paying back thousands of pounds in interest.

We helped develop Credit Unions and continue to support and promote them to our tenants. Working with other housing providers in South Wales, we helped set up Moneyline Cymru, a Community Development Finance Institution (CDFI). Moneyline Cymru offers loans to people who cannot access mainstream credit. Moneyline Cymru will also encourage you to save to prevent the need to borrow in the future.

For links to useful website that can supply affordable lending, please visit the useful links page.