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Mortgage Rescue project shortlisted for CIH award

An innovative ‘Down and Out’ mortgage rescue project, co-ordinated by Caerphilly County Borough Council, in partnership with Charter, United Welsh HA, Citizens Advice and Shelter Cymru has been shortlisted in the prestigious Chartered Institute of Housing Awards, under the category of ‘Strategic local authority of the year’.

The project which offered advice and assistance to those threatened with repossession, aimed to:

• Prevent homelessness

• Spend to save

• Regenerate communities

• Develop a model of best practice / cross-sectoral partnership working

The success of the ‘Down and Out’ project could not have been achieved by one organisation alone, working in partnership was crucial to the project, bringing together the expertise of all the organisations involved.

Mr & Mrs J were due to be evicted from their adapted house in 2009 after Mr J was unable to work due to multiple sclerosis. After several court hearings and protracted negotiations with lenders, Mr & Mrs J are now long-term tenants.

The initiative was delivered with partial funding from the Social Housing Grant programme and the housing associations, with advice and advocacy provided by the Citizens Advice Bureau and Shelter Cymru.

By targeting those under threat of homelessness, the partnership has provided advice and assistance to over 1000 households. Whilst the partnership has purchased 120 mortgage rescue cases, the priority is to keep families in their homes.

The Award winners will be announced at a ceremony to be held in London on 16th April 2013.  Good luck to Charter and its partners!

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For more information on this subject or on any other matter relating to Charter Housing, please contact us via telephone on 01633 212375. Alternatively you can use our online form or send us an email.

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