This basic bank account provided by Barclays allows customers to withdraw cash from over 3,800 cash machines, pay for goods and services by debit card, make regular payments through direct debits and pay wages, benefits or pensions directly into the account or cheques or cash at any Barclays Branch or Post Office. As the account offers no overdraft, loan facility or cheque book it assists you in managing your finances. Additionally there are no charges provided the account is in credit.